借款3000分12期等额本息日利率0.0495%请问每月要还多少钱?
等额本息计算公式:本金×月利率×(1+月利率)n次方÷[(1+月利率)n次方-1]
日利率化为月利率是,0.0495%×30=1.485%,每月还钱:
3000×1.485%×(1+1.485%)^12÷[(1+1.485%)^12-1]
=44.55×1.1935÷[1.1935-1]
=53.170425÷0.1935
=274.78(元)
3000*0.0495%*天数=每月还的钱
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